Fee Schedule
ACH-debits reversed/returned	$20.00
ATM/Debit Card overdrafts	$20.00
ATM annual Fee (Savings Only)	$12.00
Account Verification	$10.00
Archive Record Retrival:
Copy of draft/check	$3.00
Copy of draft/check from Travelers	$5.00
Microfiche copy of statement	$2.50
Search per hour	$15.00
Check Cashing:
Non-Member (Government Checks)	$5.00 or 10% lesser amt
Checks Returned as insufficient funds             (share deposits, loan payments,        checks cashed,  or third party checks)	$25.00
Christmas Club early withdrawl	$10.00
Copy Machine per page	$0.10
Fax Machine per page	$1.00
Filling Fees:
Automobiles/Vehicles	Actual Cost
Financing Statement	Actual Cost
International Services	Actual Cost
Loan late fee per month (10 day delinquent)	$15.00
Credit Union Check	$2.00
Money Order	$1.00
Notary Services (W/O Checking)	$5.00
Real Estate:
Application Fee	$100.00
Appraisals	Actual Cost
Flood Determination	$17.00
Credit Report Fee	Actual Cost
Share Draft Fee:
Account Balancing	$15.00
Over 65 years of age	Free
Average balance of less than $300	$5.00
Audio Response (5 free per month)	$1.00 each after 5th call
Collection fee for payee	$5.00
Computer print-out of account	$2.50
Copies of cleared checks	$3.00
MPACT / cuCheck cards (each additional/replacement)	$5.00
MPACT card reinstatment after forced closed	$10.00
MPACT withdrawals off-station locations    $0.75                     per w/d (some locations will charge an                         additional fee for usage of their machine)	$0.75
Overdraft protection (Draft/ACH) per item from shares	$5.00
Overdraft protection per advance from loan	$20.00
Overdraft protection automatic transfer (per occurrence)	$2.00
Returned check (insufficient funds)	$20.00
Stop Payment	$20.00
Temporary Check	$0.50 each
Travelers Cheques (w/o checking)	$1.00 p/$100
Wire Transfers:
Bank wire	$7.50 each
Western Union wire	$12.50 each
Overseas Wire	Actual Cost