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Rates - Valex Federal Credit Union

LOANS RATES


Account Type

Terms

Annual Percentage
Rate (APR)

New or Used Vehicle
(Car, Truck, Van, Motorcycle)

Up to 72 months
 

Rates as low as 3.25%

New or Used Motor Home

Up to 144 months

Rates as low as 3.25%

New or Used Boat/Motor/Trailer, Travel Trailer,
Farm & Garden Equipment, Utility Trailer, Jet Ski & ATV's

Up to 72 months

Rates as low as 3.90%

Personal Line of Credit

 

Rates as low as 9.75%

VISA Credit Card

 

Rates as low as 7.9%

Certificate of Deposit Secured

 

2.00% above pledged CD

Share Secured

 

2.00% above current Share rate

Overdraft Protection

 

 18.00%

Real Estate

 

Call for current rates and details.

*Rates effective 05/01/2019
**Rates subject to change without notice.
 

SAVINGS RATES


Account Type

Terms

Dividend Rate

Annual Percentage
Yield (APY)

Share Savings

 

 

 

 Balance of $0.01 - $100.000.00%0.00%
 Balance of $100.01 & Greater0.30%0.30%

Share Draft (Checking)

No Minimum balance required

 

 

 Balance of $0.00 - $1,000.000.00%0.00%
 Balance of $1,000.01 & Greater 0.10%0.10%

Club Accounts/Vacation/Christmas

No Minimum balance required

0.30%

0.30%

Extra Savings 0.30%0.30%

IRA Savings

No Minimum balance required

1.00%

1.00%

6 - 11 Month Share Certificate

$500.00 Minimum balance required 

0.50%

0.50%

12 - 23 Month Share Certificate

$500.00 Minimum balance required 

0.80%

0.80%

24 - 35 Month Share Certificate

$500.00 Minimum balance required 

1.10%

1.11%

36 Month Share Certificate

$500.00 Minimum balance required 

1.20%

1.21%

6 - 11 Month IRA Share Certificate

$500.00 Minimum balance required 

0.60%

0.60%

12 - 23 Month IRA Share Certificate

$500.00 Minimum balance required 

0.90%

0.90%

24 - 35 Month IRA Share Certificate         

$500.00 Minimum balance required 

1.20%

1.21%

*Rates effective 10/25/2019
**All dividends are paid monthly.
***Rates subject to change without notice.

 

WHAT OUR MEMBERS SAY

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